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Location: Fargo, North Dakota
Ships to: US,
Item: 196707617010
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All returns accepted:Returns Accepted
Item must be returned within:60 Days
Refund will be given as:Money back or replacement (buyer’s choice)
Denomination:$20
Circulated/Uncirculated:Circulated
Type:Banknotes
Year:1882
Certification Number:2360109-005
Grade:20
Country/Region of Manufacture:United States
Certification:PMG
1882 $20 Brown Back Shelburne Falls, MA | CH# 1144 | PMG 20 VF | Exceptionally Rare This listing offers an exceptionally rare piece of U.S. currency—an 1882 $20 Brown Back National Banknote issued by the Shelburne Falls, Massachusetts National Bank (Charter #1144), graded PMG 20 Very Fine. This note is the only $20 Brown Back example known from this bank, making it a truly unique find for collectors and investors alike. Key Features: •Denomination: $20•Year of Issue: 1882•Charter Number: CH# 1144 (Shelburne Falls, MA)•Condition: PMG 20 Very Fine – Recently graded, this note is in solid mid-grade condition, displaying moderate wear but retaining strong details and color.•Rarity: This is the only $20 Brown Back example from the Shelburne Falls National Bank in the census, and no other Fr. 494 notes from this bank have been recorded. Why This Note Stands Out: •Only Known Example in the Census: This note is the only $20 Brown Back from the Shelburne Falls National Bank in the census, making it an exceptionally rare piece of U.S. banking history.•Historical Significance: Issued by a small-town bank in Shelburne Falls, Massachusetts, this note is not only a rare financial artifact but also a reflection of the local economy and banking system of the late 19th century.•Comparable Sale: A $10 Brown Back from the same bank (CH# 1144) sold for $1,985 on eBay in 2023, further demonstrating the desirability and value of banknotes from this small, historic Massachusetts town. Design and Appeal: •Front: Features the iconic portrait of Stephen Decatur, an early American naval hero, alongside intricate brown designs that distinguish the Brown Back series.•Back: Displays the classic brown ink design typical of 1882 Brown Back notes, offering both historical and artistic appeal. Why Collect This Note? •Unique Collectible: This is the only recorded $20 Brown Back from this bank, offering collectors the chance to own a one-of-a-kind piece of U.S. currency history.•Investment Potential: With its extreme rarity and historical significance, this note is an excellent choice for long-term investment. Brown Backs from small-town banks like Shelburne Falls, MA, are increasingly sought after by collectors.•Historical Connection: Owning a note from a small, historic New England bank provides a tangible connection to the local economic history of 19th-century America. Don’t Miss Out! This 1882 $20 Brown Back (CH# 1144 Shelburne Falls, MA) is an incredibly rare and valuable banknote, offering a once-in-a-lifetime opportunity for serious collectors. As the only known example from this bank and the only $20 Brown Back in the census, this note is a true treasure. Add this exceptional piece of American banking history to your collection today! The Shelburne Falls National Bank in Shelburne Falls, Massachusetts, has a rich history dating back to the 19th century. Here is a detailed overview of the bank’s establishment, evolution, and eventual fate: Shelburne Falls National Bank – Establishment and Early Years •Founded: The Shelburne Falls National Bank was established on September 6, 1864, during the Civil War era, as part of the U.S. government’s effort to create a standardized banking system through the National Banking Act of 1863. This act was designed to strengthen the banking sector and provide a uniform national currency, which was essential for economic stability in a growing country.•Charter Number: It was assigned Charter #1144, making it part of the second wave of banks to adopt the new national banking system. The bank served the small but thriving community of Shelburne Falls, located in Franklin County, western Massachusetts. This rural town was historically a center for small-scale industries, agriculture, and commerce, and the establishment of a local national bank played an important role in the local economy. Operations and Currency Issuance The bank was authorized to issue National Bank Notes under its charter, which were backed by U.S. government bonds. These notes carried the name of the bank and its charter number, making each one a unique piece of history tied to the institution. Among the types of notes issued, the bank is known to have released 1882 Brown Backs. These notes, known for their ornate brown reverse designs, are highly collectible today due to their distinctive appearance and historical importance. Issuing $5, $10, and $20 denominations, these notes became an essential part of local commerce during the late 19th and early 20th centuries. The Role of the Bank in the Community The Shelburne Falls National Bank played a key role in supporting the local economy, offering financial services to local businesses, farmers, and residents. During its peak, the bank likely helped fund small industrial ventures and the development of infrastructure within Shelburne Falls and surrounding areas. Later Years and Fate The Shelburne Falls National Bank operated for several decades, serving the needs of the local community. However, like many small-town national banks, it faced the pressures of a changing financial landscape, especially during the early 20th century when the Great Depression and changing banking regulations made it difficult for smaller, independent banks to survive. •Merger and Consolidation: The exact date of the bank’s closure or merger is not well documented, but it is likely that it, like many other small national banks, eventually merged with or was absorbed by larger regional banks in the mid-20th century. The consolidation of small banks was common during this period as banking became more centralized and larger institutions sought to expand their reach. Legacy and Collectibility Today, the Shelburne Falls National Bank lives on through its National Bank Notes, which are highly prized by collectors. Notes issued by this bank, especially 1882 Brown Backs, are considered rare and hold significant historical value. Because the bank operated in a small community, its notes were issued in limited quantities, making them particularly scarce and desirable among collectors of U.S. National Bank Notes. The scarcity of notes from this bank is evident in the low number of known surviving examples in currency collections and banknote census records. For example, the $20 Brown Back note you possess is the only known example from the Shelburne Falls National Bank, further underscoring the bank’s legacy as a unique and rare piece of American banking history. Conclusion The Shelburne Falls National Bank was an essential financial institution in the small, industrious town of Shelburne Falls, Massachusetts. Founded in 1864, it played a critical role in local commerce and economy during a pivotal time in U.S. banking history. While the bank itself may no longer exist, its legacy is preserved through the rare and valuable National Bank Notes it issued, offering collectors and historians a tangible connection to the past. This bank is a true piece of New England’s financial heritage, and its notes represent a unique era of American banking. Journey into 1882 Brown Back National Banknote Collecting and Investing The 1882 Brown Back National Banknotes offer a unique and fascinating chapter in the history of U.S. paper currency. These notes, issued under the National Bank Act, hold both historical significance and financial potential, making them a popular choice among both collectors and investors. Whether you’re new to the world of national banknotes or a seasoned collector, understanding the allure of these beautiful notes can help guide you on your collecting journey. A Glimpse Into History The 1882 Brown Backs were part of a larger series of National Bank Notes that date back to the mid-19th century. Named for their distinctive brown reverse design, these notes were issued by thousands of National Banks across the country. The series was in circulation from 1882 to the early 20th century, a time when American banking was developing rapidly, and each note bore the name of the issuing bank, making every note a historical artifact tied to a specific town, city, or region. These banknotes were authorized by the U.S. government but issued by individual national banks. What makes them special is their regional specificity. Each note not only served as a legal tender but also represented the local economy of the issuing bank, giving collectors a tangible piece of American history. The notes feature portraits of national icons like James Garfield or Daniel Webster on the front, with intricate brown designs on the back that give them their name. Why Collect 1882 Brown Backs? Rarity and Local Charm One of the most compelling reasons to collect 1882 Brown Backs is their rarity and the incredible variety. Unlike modern banknotes, which are mass-produced, each National Bank was only allowed to issue a specific amount of currency. As a result, notes from certain banks, especially in smaller towns, are incredibly scarce. Many collectors focus on finding notes from their hometowns or states, while others are drawn to notes issued by the famous or historically significant banks. Eye-Catching Designs The Brown Back series stands out visually. The bold brown ink used on the reverse, combined with intricate designs and the iconic portraits on the obverse, make these notes some of the most beautiful ever produced by the U.S. government. Collectors appreciate the detailed artistry, which sets them apart from later, more standardized notes. Historical Context Owning a Brown Back note is like holding a piece of American financial history. These notes were issued during a time of economic expansion, industrial growth, and regional development. Each note tells a story of the bank that issued it, the people who handled it, and the local economy it was designed to serve. Investment Potential From an investment perspective, 1882 Brown Backs have proven to be valuable assets. Their rarity, coupled with the demand from collectors, has resulted in steady appreciation in value over the years. High-grade examples, especially those from smaller or defunct banks, can command significant premiums in auctions and private sales. Many seasoned collectors and investors see Brown Backs as a stable and rewarding investment, given their historical importance and finite supply. What to Look For When Collecting 1882 Brown Backs •Condition (Grade): As with all collectible banknotes, condition is key. Uncirculated or lightly circulated Brown Backs in pristine condition are rare and highly sought after. Notes graded by services like PMG or PCGS help ensure authenticity and give you a clear indication of a note’s quality.•Issuing Bank: Notes from smaller towns or lesser-known banks are often rarer and more valuable. Researching the history of the issuing bank can add another layer of enjoyment and significance to your collection.•Serial Numbers: Certain serial numbers can add value, especially if they are low or have patterns like radar or repeater serials.•Denominations: Brown Backs were issued in various denominations, from $5 to $100, with higher denominations being rarer and often more valuable. Building a Collection or Portfolio When building your collection, it’s important to have a strategy. Whether you’re looking to focus on specific banks, states, or denominations, there’s a wealth of options to explore. Some collectors specialize in hometown banknotes, while others seek out the most valuable and rare notes. Since each Brown Back is unique to its bank, there is a limitless variety for collectors to choose from. If you’re looking at these notes as an investment, focus on rarity, condition, and historical significance. Notes from smaller banks, high-grade examples, and rare denominations tend to appreciate over time, making them strong choices for long-term holdings. Join the Journey The 1882 Brown Back National Banknotes offer both aesthetic appeal and rich historical value. Whether you are captivated by their design, intrigued by the local history they represent, or attracted to their investment potential, these notes are a timeless addition to any collection. Collecting and investing in 1882 Brown Backs allows you to preserve a unique piece of American heritage, while also potentially growing your portfolio with a valuable and cherished asset.________________________________________________________________________________________ WHAT MAKES BLOC GALLERIES SPECIALOur Team: At the heart of Bloc Galleries is a belief: no great endeavor is ever accomplished without extraordinary people. We’re not just employees doing a job. Like you, we are avid collectors bound by a deep-rooted passion for the world of collecting. Every artifact and every note has a story, and we are as invested in discovering and sharing these tales as you are. It’s not just about the hours we pour in but the energy, dedication, and sacrifices we willingly make. Our greatest rewards? The smiles, the thrill, the awe of our clients. Yes, we’re human, and we might falter at times, but our commitment to improve and to serve you better never wanes. Every day, we strive to be a part of your collecting journey, ensuring it’s as thrilling and fulfilling as you dreamed.Vast Acquisitions, Unbeatable Pricing: Every quarter, we purchase tens of thousands of banknotes, leveraging our extensive global network of relationships and resources to access inventory unavailable to the public. This volume allows us to offer quality banknotes below market prices.Authentic Discovery: Our streamlined team has limited weekly time to bundle auction lots based on potential appeal rather than cataloging and pricing individual issues. Our auctions frequently feature high-grade, unsearched currency lots brimming with hidden treasures that continually astonish our customers.Customer-Friendly Bidding: Every auction starts with a low opening bid and no reserve pricing. It’s a transparent, exciting way to nab the best deals.Simplified Shipping: Whether you purchase one item or 25, our flat shipping rate of $6.50 ensures your treasures reach you safely. And yes, that covers combined shipping for multiple wins!Value-Driven Approach: Our continuous, large-scale acquisitions mean deep savings for our clients.The Thrill of the Chase: We don’t pre-screen or overly catalog. Here, every bid holds the promise of discovery. Our long-time bidders can attest to unearthing true gems and securing exceptional value. Join us in this thrilling hunt. Whether you’re a seasoned collector or just starting, our weekly auctions are your gateway to unparalleled deals. Ready to start your collecting adventure?______________________________________________________________________________________________ OUR MONEY-BACK GUARANTEEAt Bloc Galleries, we specialize in offering the finest collectibles and treasures backed by our exceptional team of clients. Our unyielding commitment to your satisfaction and our expert staff stands ready to make your experience with Bloc Galleries outstanding. Purchasing online collectibles can be subjective, meaning photos sometimes need to meet our client’s expectations or interpretation. So many variables come into play with antique, vintage, and collectible items that we understand that anything not precisely as expected can be returned for any reason due to this unique nature. We process tens of thousands of items annually, and occasionally, mistakes happen with listing numbers, lots, photos, or other weird stuff. When that occurs, we always try to provide a substitute for a better grade or condition for the same or reduced price. We have successfully made those situations a win-win opportunity for both the customer and our gallery, so please don’t worry about an item that might not be as expected. We will make it right. If not wholly pleased, receive a full refund, including return shipping, at our expense. Please contact us (eBay, phone, or text) before posting feedback; this allows us to perform and make things right.SHIPPING & HANDLINGWe carefully package and ship out twice weekly; our offices are closed on weekends and holidays. We typically see short delivery times because we are in the central part of the United States. The buyer’s confirmed address must be shipping from Fargo, North Dakota, via FedEx, USPS, and UPS PO Boxes—extra shipping for Alaska, Hawaii, Puerto Rico, Guam, or other US territories. We are tracking orders over $200. Taxes are charged according to State laws.SHIPPINGWe offer a “Flat Rate” shipping rate of $6.50, including combined shipping on multiple orders. INTERNATIONAL PURCHASES We typically use eBay’s Global Shipping, and for about 90% of our international clients, the rate has been averaging around $14. If it’s significantly higher, we will generally contact you and let you know. Combined orders receive a quoted rate, and we do not provide free shipping on international orders. Check eligibility due to customs and regulations; international returns are not accepted. ALL UNPAID ORDERS AUTOMATICALLY CANCELED AFTER 5 DAYS Thank you for choosing Bloc Galleries, where your satisfaction is our mission. Feel free to reach out with any questions or concerns; we look forward to serving you! DID YOU SEE CATS LAST NIGHT? In the quiet corners of Bloc Galleries, where history whispers from each collectible, two enigmatic felines hold court. Gertrude, with her elegant white coat, and Pete, ‘The Man Cat’, in his tuxedo attire, materialize each evening as the sun dips below the horizon. No one knows where they hail from, maybe an alternative universe but their vigilant eyes never miss a detail. At precisely 3:33 AM, under the soft glow of the moon, an extraordinary event unfolds. For a fleeting 15 minutes, they speak. Yes, speak! With articulate English accents, they offer a running commentary on the day’s work, sparing no one from their sharp, albeit humorous, observations on our numismatic endeavors. “Another misaligned watermark?” Gertrude would quip, her tail flicking with amusement. Pete, ever the diplomat, might chime in, “Splendid effort on the cataloging, though, truly!” Their critiques, always laced with wit, leave us in chuckles and chagrins alike. But as the clock ticks towards 4:00 AM, their words fade into the ether, and the memory of their eloquence evaporates like mist. By 5:00 AM, they are but silent sentinels once again, and with the first light of dawn, they vanish, leaving behind just a hint of their presence in photos they’ve graced. Legend now has it that Gertrude and Pete are the guardians of good fortune at Bloc Galleries. They watch over the collections, ensuring each piece carries with it a sprinkle of their mystical charm. For those who happen upon their image nestled within the listings, take it as a sign: the cats approve, and so may luck favor your bids. They admire the pretty pictures and revel in the grand tales spun by the currencies of old, and in their peculiar way, they extend their good will to all our customers, whispering of fortunes yet to come. If you win this auction and send us a message about the felines will send a special gift from Pete. He always has a great eye
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